Insurance Information for Contractors & Subgrantees

NWC's goal for this page is to provide subgrantees and contractors with references and documents necessary for insurance compliance.

The Weatherization Assistance Program (WAP) requires that all local agencies (Subgrantees) and/or contractors carry adequate liability insurance to cover their weatherization related activities and Pollution Occurrence Insurance (POI).

In general, any organization providing weatherization must have:

• General Liability Insurance (Example)
• Worker's Compensation Insurance
• Pollution Occurrence Insurance (POI) (Example)

There may be other brokers and insurance companies who offer Pollution Occurrence Insurance (POI), however NWC has identified an insurer and broker that the weatherization community has refered:

Insurance Company: American Safety Risk Retention Group, Inc.
Broker: ISU-BC Environmental Brokers, Inc.

Contact: Gail McElheny
800-257-1639 (Telephone) 916-939-1085 (Fax)
Email Address: gail@environmentalinsurance.com
Web Address: www.environmentalinsurance.com

Application forms, quote’s are as follows:

• Checklist to secure POI coverage *
• Binding Authorization *
• Weatherization Contractor's Pollution Application *
  
  
• Stock Purchase Agreement for the American Safety Risk Retention Group, Inc. ASRRG is a Mutual company so stock ownership is required, at no cost. *
• Mandatory Acceptance/Rejection Terrorism Coverage Form *
  
  
• Sample Quotation for a contractor with WAP Revenues of $500,000
• Sample Quotation for a contractor with WAP Revenues of $1,000,000
• Insurance Company (ASRRG) brochure

Additional Named Insured may be required (surcharges apply).  In New Jersey it is required for contractors to have the subgrantee as an Additional Named Insured.

*Required